First Time Buyer Mortgages

If you’re looking for first-time buyer mortgages in Derby and beyond, then you’ve come to the right place. Our first-time buyer mortgage advisors here at View Finance understand that buying your first home is one of life’s biggest milestones, but it can seem overwhelming. That’s why our mortgage advisors for first-time buyers will make the entire process, from start to finish, as straightforward and as stress-free as possible. For first-time buyer mortgage advisors that you can trust, choose View Finance today. 

Mortgages for first-time buyers

Here at View Finance, we have a team of qualified, experienced first-time buyer mortgage advisors who will find the perfect first-time buyer mortgage deal that’s right for your budget and requirements. Whether you’ve found your dream home or are still saving up for a deposit for your first home, our first-time buyer mortgage brokers will always be on hand to either impart specialist advice or start the ball rolling when it comes to mortgages for first-time buyers.

Our clients can rest assured that our first-time mortgage advisors near you will guide you seamlessly through the process, whether you have bad credit, are using a gifted deposit, are looking at Help to Buy schemes or want a 95% mortgage. No matter your circumstances, we can always help when it comes to buying your first home. 

Buying your first home: first-time buyer mortgages near you

First-time buyer mortgages are mortgages designed for someone purchasing their first residential property. Regardless of the deposit you have, our first-time buyer mortgage advisors will find you the best possible mortgage rates to suit your circumstances. Most lenders offer specialist deals for first-time homebuyers, alongside government Help to Buy schemes, to make the process even easier. 

As independent first-time buyer mortgage advisors near you, we regularly compare a wide range of mortgage deals and first-time buyer schemes to ensure we’re getting you the best possible rates at the time. To qualify as a first-time buyer, you must be:

• Buying your first domestic, residential property
• Purchasing the property on your own or with another first-time buyer
• Looking to move out of rented accommodation
• Buying a home after living with family 

It’s important to note that if you’re making a purchase with another person, and you’re buying your first home, and the other person has owned a home before, different rules apply. However, no matter how complicated your situation might be, you’ll have the peace of mind knowing that our first-time buyer mortgage brokers have the knowledge and specialist expertise needed to ensure that your mortgage application as a first-time buyer will be as stress-free and straightforward as possible.

First-time buyer mortgage advisors

If you’re looking into buying your first home, then you’ll likely feel a wide range of emotions, from excitement and optimism right through to apprehension and bewilderment. This is largely because you’re embarking on a new and thrilling venture in life, whilst also being unsure how to achieve it. This is where our first-time buyer mortgage advisors come in. We’ll be with you every step of the way when it comes to mortgages for first-time buyers. We aim to take the stress and complications out of buying your first home, no matter the stage you’re at. Typically, buying your first home will involve:

• Initial consultation - we’ll discuss finances, goals and mortgage requirements on an individual basis
• Mortgage recommendation - our first-time buyer mortgage brokers will search a wide range of lenders to find the right mortgage for you
• Agreement in Principle - we’ll aid in obtaining an Agreement in Principle (AIP). This gives first-time buyers an idea of how much a bank will lend them, giving them the confidence to make offers when looking for a home that meets their budget
• Mortgage application - if an offer is accepted, then the mortgage application will be managed by us, liaising with the lender on behalf of our first-time buyer clients
• Completion - when everything is approved, your mortgage will be deemed to be complete, after which time you’ll be able to acquire the keys to your first home

Whether your circumstances are straightforward or are more complex, involving adverse credit, gifted deposits or another person having previously owned a property, you’ll always be able to count on us here at View Finance for mortgages for first-time buyers. 

If you’d like further information about our first-time buyer mortgages in Derby, get in touch with our team of first-time buyer mortgage advisors - we’re proud to serve clients throughout the Midlands and beyond, including Tamworth, Burton-upon-Trent, Ashby-de-la-Zouch, Belper, Lichfield, Coalville and the surrounding areas.