Critical Illness Cover

If you’re looking for critical illness cover, then look no further than View Finance. We have a specialist, knowledgeable team at the heart of our operations who are proud to offer advice and guidance about critical illness cover. However, our expertise doesn’t stop there. Our experts are able to set up critical illness policies on your behalf, giving you peace of mind that everything has been done with the utmost precision and accuracy every single time. 

Our advisers have a wealth of experience when it comes to covering our clients for every eventuality life may have to throw at you, and it can all be done through our critical illness cover.  We endeavour to take care of your insurance requirements, tailoring the advice we give in order to meet your individual needs. For critical illness cover you can depend on, choose View Finance today.

Critical illness cover in Derby

We understand that illness can strike at any time throughout your life, and so it’s imperative that you’re prepared should the worst happen to you or a dear loved one. This is where critical illness cover comes in. Essentially, critical illness cover is a type of insurance policy that’s designed to financially aid you should you or a loved one be diagnosed with a specific health condition. 

It should be noted, however, that this is not the same as life insurance. Instead, it provides you with monetary support should you or a loved one be left unable to work as a result of illness. It can also cover the cost of treatments needed, should they be required. You will receive the payment in a lump sum if your critical illness or surgery meets the policy definition. 

In addition, that lump sum will usually be equal to the realistic amount of money spent on bills, food and everyday requirements that are needed to live. Unfortunately, however, critical illness cover does not usually pay out if the client passes away.

Critical illness insurance brokers in Derby

It must be understood that critical illness cover does NOT cover all illnesses that someone might develop through the course of their life. It can vary from policy to policy; however, all standard illness conditions are covered across the board. 

These include: Alzheimer’s disease, HIV/AIDs, stroke, heart attack and some types of cancer. Your policy will have a full summary of the conditions it will cover. If you aren’t sure, or have any questions for us, don’t hesitate to contact our critical illness insurance brokers here at View Finance for help and advice.

When applying for the policy, insurers will ask for your medical history, so if you have a pre-existing condition, you must let them know. Some conditions can leave you at risk of further illness, which could result in the insurer deciding not to accept your application – please note that this is not always the case; it is worth speaking to an adviser to find out more.

Choose View Finance for critical illness insurance

For critical illness cover that you can trust, choose View Finance. We know understand that no two cases are the same, which is why we strive to make everyone’s experience bespoke to their needs. 

Sometimes, our clients may not be aware that critical illness cover is available to them, but there are actually many instances where someone may be eligible for critical illness cover. Like with any insurance, applying for critical illness cover is a choice. However, it is advised if you fall under the following circumstances:

• You depend mostly or entirely on your salary to provide for and support yourself and/or your family
• You have an insufficient amount of savings to live off if you do fall critically ill and can no longer work
• Your job doesn’t have any employee benefits when concerning taking prolonged periods of time off work due to illness 

There are some instances where an individual could still receive unemployment benefits; however, if you feel you would need more to cover your living costs, then it would be worth applying for the critical illness cover from us here at View Finance. 

We understand that this can be an overwhelming and challenging time for you, which is why our door is always open should you wish to discuss your individual requirements with us in further detail. 

We’re always on hand to impart sensitive, informed advice and guidance when our clients need it most. If you’re interested in taking our critical illness cover, then View Finance can support you every step of the way. 

View Finance is pleased to have an experienced and highly qualified team at the helm of our operations. If you’d like further information or advice about our critical illness cover, then get in touch with us today - we’re always pleased to hear from you.