CCJ mortgage specialists

What Factors Can Make A Mortgage Unusual?

Many mortgage lenders and underwriters want applications to be relatively typical, in no small part because they perceive that the less risky a borrower appears to be, the more likely they are to pay the mortgage back in full.

This is not always the case, and CCJ mortgage specialists can attest that people who have unusual financial situations can often make for model mortgage borrowers.

What Are The Effects Of A County Court Judgement?

Eligibility for a mortgage can depend heavily on the lender, with certain banks preferring some types of borrower over others due to an aversion to risk. This is a problem often seen with self-employed people, but can also affect people with a low credit score.

Testimonials

We had Jason as our advisor and he was fantastic throughout. We were limited with our options due to being self employed and only 1-2 years of books. Jason was extremely helpful throughout and managed to get us a fantastic deal. Communication was great and he was so responsive to all enquires, even on weekends, bank holidays and he has just replied to an email even though he is on holiday! He really puts the work in and made it such an easy and simply process for us, and being first time buyers, this was all we wanted. It's been 3 months after getting in touch with him and we already have the keys to our new home! Not only is he professional, he is generally a really nice guy and understanding to any circumstances. We couldn't sing his praises enough and will be recommending his services to all of our friends and family.
Joe Beavan

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. View Finance Ltd is an Appointed Representative of Finance Advice Group Ltd, which is authorised and regulated by the Financial Conduct Authority under number 624517 in respect of mortgage, insurance and consumer credit mediation activities only. The Financial Conduct Authority does not regulate some form of mortgages and loans, including most types of Buy to let mortgages and also Limited Company lending. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK. Registered office address: 42 Friar Gate, Derby, DE1 1DA. Registered in England and Wales, company number 11265177.