Specialist Mortgage Advisors

The average price of a property coming to market in the UK has reached a record high, rising by 0.3 per cent (£1,091) in September to £338,462, according to figures from Rightmove. However, this new record is only £15 higher than the previous record set in July, which Ruighmove say is a sign of the market stabilising.

Help to Buy: Equity Loan government scheme is designed to aid first time buyers and home-movers with purchasing a property. The scheme is for new builds only, valued under £600,00. It is designed to help when purchasers are struggling to find a full mortgage deposit. How it works is as follows; the Government lends the buyer up to 20% of the cost of the property, and this allows applicants to pay only a 5% deposit. That leaves the buyer having to find a mortgage of up to 75% to make up for the remainder of the purchase price. 

Buy-to-Let (BTL) mortgages are for buyers who want to purchase a property to rent out to tenants. They are a lot like ordinary mortgages, however there are some features that show key differences. 

At View Finance we specialise in difficult to place mortgages including Bad credit e.g. CCJs, Defaults, Low credit score and complex income.