Yes. You can get a mortgage with defaults on your credit file, potentially. It can depend on a number of factors, like your choice of lender. The mortgage deals available to you under these circumstances may also be limited.
Lenders will consider how recent the default is, how much was owed, whether it’s been settled, your deposit amount, and your overall affordability before agreeing to give you a mortgage. This is often why someone with defaults looking for a mortgage will hire the help of professional and specialist mortgage brokers, like us here at View Finance.
