Many mortgage lenders and underwriters want applications to be relatively typical, in no small part because they perceive that the less risky a borrower appears to be, the more likely they…
Many mortgage lenders and underwriters want applications to be relatively typical, in no small part because they perceive that the less risky a borrower appears to be, the more likely they…
According to data from the Office for National Statistics (ONS), UK house prices increased by 10 per cent in the year to November 2021, which is an increase from 9.8 per cent in the year to…
One in three homeowners with a mortgage is unsure if they will be debt-free by the time they retire or have even rolled the possibility out, according to a survey.
This Is Money…
Fixed-rate mortgage deals and some variable deals are on the increase as they track the Bank of England base rate, according to an analysis. The Bank of England base rate increased 0.15…
Credit eligibility is a very complex process, with some elements of subjectivity with regards to which financial factors are prioritised over others.
However, outside of bankruptcy…
Eligibility for a mortgage can depend heavily on the lender, with certain banks preferring some types of borrower over others due to an aversion to risk. This is a problem often seen with…
There has been a decline in the number of homebuyers purchasing properties recently, with residential…
New data has indicated mortgage brokers are becoming more flexible as they adjust to the strange…
The Bank of England (BoE) may relax mortgage affordability checks, which will make it easier for first-…
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