Richard has worked in the financial industry since 2003 and has accumulated a wealth of knowledge along the way. Starting out in a High Street Bank and then moving into mortgages via loans, insurance and financial consultancy, he has excelled as a ‘whole of market’ advisor for the last few years. In his spare time he loves to spend time with his wife and two children, and enjoys early morning walks with the latest edition to their family - a rescue dog called Koda.