The Shared Ownership scheme is exactly what it claims to be – a buyer (a first-time buyer or currently not owning/selling their only property) has the opportunity to purchase a share in a
5 Tips to Get a Mortgage if You’re Self-Employed
Self-employed people can be put off applying for a mortgage, believing the commonly repeated advice that it is more difficult than if you were an employee. However, often self-employed people
Is All Credit Equal?
When you apply for a mortgage for a new house, banks and building societies will check a wide range of factors, from the house that is being purchased and whether there are any odd
Home Movers Mortgages Bad Credit Broker
Moving home can be one of the most exciting and great times of your life; however, it can also be one of the most stressful. You might think you don’t need to bother with an adviser or the
Can I Get a Mortgage With a County Court Judgement (CCJ)?
If you fail to pay money that you owe and all attempts to recover the funds, including letters, defaults and late payment notices, are unsuccessful, you may be issued with a County Court
Defaults - Bad Credit -Mortgage Advisors in Derby
If you continually miss a payment on a debtor credit agreement, you will likely go into ‘default’. This means that your lender has decided that you are not going to pay this debt back, and
First Time Buyers - Mortgages
As a first-time buyer, there are some helpful hints and tips you may need to ensure that you are fully in the know and that your purchasing experience is as smooth as it can be. The following
Help-to-Buy Mortgage Scheme with 5% Deposit
What is the Help-to-Buy scheme?
Equity Loan government scheme is designed to aid first-time buyers and home-movers with purchasing a property. The scheme is for new builds only, valued under
Family Income Benefit
Family Income Benefit is another type of life insurance. If you take out a plan, it means that your family and loved ones will receive a regular income if you pass away during the term of
Income Protection - Insurance Advisor
Income protection is an insurance policy. If you find yourself unable to work due to illness or an injury, Income Protection insurance will provide a payout to cover your loss of income. It
Bankruptcy - Adverse Credit Mortgage
Bankruptcy is a legal proceeding that involves a person (or business) being unable to repay their outstanding debts. You can either ask to be made bankrupt, or someone that you owe money to
Buy-to-Let Mortgages
Buy-to-Let (BTL) mortgages are for buyers who want to purchase a property to rent out to tenants. They are a lot like ordinary mortgages; however, there are some features that show key
