News/Blog

Repossession Bad Credit/Adverse Credit Mortgage Broker Derby

What is repossession?
Repossession is where your mortgage lender applies to a court to take your home from you if you miss mortgage repayments or those of other loans…

Right to Buy Scheme Mortgage Advisor/Broker/Specialist Derby

At View Finance we specialise in difficult to place mortgages including Bad credit e.g. CCJs, Defaults, Low credit score and complex income.

What is it?
Right to…

Secured Loans -Mortgages Broker Derby

A second charge mortgage, or a secured loan, is the process of using any equity (the percentage of the property you own outright) you have in your home/property as security against another…

Self-Employed - Income Types -Mortgage Advisor Derby

A person who is self-employed earns their income by working for themselves, through owning a business or freelancing. A self-employed individual can be a sole trader or within a partnership,…

Shared Ownership

The Shared Ownership scheme is exactly what is claims to be – a buyer (first time or currently not owning/selling their only property) has the opportunity to purchase a share in a property,…

Mortgage Arrears

‘Arrears’ is a term used in financial and legal situations, referring to the status of owed payments – and their corresponding due dates. It is used to describe something that has not…

Mortgage Broker Pros and Cons

There is always the question of whether to go with a mortgage broker, or directly through the bank, when you are applying for a mortgage. There are of course pros and cons for both, but…

Conveyancing

When you move house, you will reach a point where the conveyancing will take place. Conveyancing can be confusing in what it is and how it works if you do not know much about it. Usually this…

Getting a mortgage with a low credit score?

Having a low credit score can be caused be a variety of factors. It could be debt/credit agreements you have had in the past that have gone bad e.g. you have missed a series of payments these…

Testimonials

We had Jason as our advisor and he was fantastic throughout. We were limited with our options due to being self employed and only 1-2 years of books. Jason was extremely helpful throughout and managed to get us a fantastic deal. Communication was great and he was so responsive to all enquires, even on weekends, bank holidays and he has just replied to an email even though he is on holiday! He really puts the work in and made it such an easy and simply process for us, and being first time buyers, this was all we wanted. It's been 3 months after getting in touch with him and we already have the keys to our new home! Not only is he professional, he is generally a really nice guy and understanding to any circumstances. We couldn't sing his praises enough and will be recommending his services to all of our friends and family.
Joe Beavan

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. View Finance Ltd is an Appointed Representative of Finance Advice Group Ltd, which is authorised and regulated by the Financial Conduct Authority under number 624517 in respect of mortgage, insurance and consumer credit mediation activities only. The Financial Conduct Authority does not regulate some form of mortgages and loans, including most types of Buy to let mortgages and also Limited Company lending. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK. Registered office address: 42 Friar Gate, Derby, DE1 1DA. Registered in England and Wales, company number 11265177.