Yes. You can get a mortgage to cover home improvements. This can be done by either borrowing additional funds through a remortgage, taking an advance from your existing lender or using a specific home improvement product, which will be subject to affordability checks and lender criteria, much like when applying for a conventional mortgage.
Generally, most lenders accept mortgages for home improvements, but in some cases, securing a mortgage for this purpose can be more complex. To get a mortgage for home improvements, no matter how simple or complex your case, we recommend hiring a mortgage advisor or broker to keep the process as smooth as possible.
