Yes. You can get a mortgage with a County Court Judgment (CCJ). However, the mortgage deals available to you may be limited, and the interest rates will usually be higher. The mortgage lender will look at your application on an individual basis, paying particular attention to the following factors: how recent the CCJ is, the amount owed, whether the CCJ has been satisfied, your deposit amount and your overall affordability.
Someone looking for a mortgage with a CCJ will usually hire the help of a professional mortgage broker to see the process through from start to finish on their behalf, such as the ones we have here at View Finance.
