Right to Buy Mortgages

If you want to buy your council house through the Right to Buy scheme, then you’ve come to the right place. Here at View Finance, we have a team of Right to Buy mortgage brokers on hand to impart specialist advice, guidance and services to our clients. From beginning to end, our Right to Buy mortgage brokers near you will offer unwavering support throughout the process. 

Right to Buy mortgages

View Finance are able to provide professional Right to Buy mortgage services, managing the process from start to end. We aim to take the stress out of the situation for our clients, ensuring that the experience is as seamless and as straightforward as possible when it comes to securing a Right to Buy mortgage. 

Hiring a professional in the field to manage a Right to Buy mortgage is crucial, especially if you’ve never done it before. This is because there are several requirements that need to be met in order for someone to successfully secure a Right to Buy mortgage. Several things could jeopardise Right to Buy mortgages, including:

• Bankruptcy - having large debts or being bankrupt can affect the acquisition of Right to Buy mortgages, but you may still be considered by some lenders
• Eviction - this includes both the threat of and notice of eviction
• Housing shortages - this is beyond anyone’s control, simply being down to a shortage of council housing
• Credit issues - while it’s not a dealbreaker for some lenders, it can make it more difficult. Visit our Bad Credit Mortgages page to see how we can help you

Right to Buy mortgage brokers near you

Often, Right to Buy mortgages can be more complex to arrange than conventional mortgages, so many people enlist the help of a professional in the field, like us here at View Finance. 

So, whether you have experience with Right to Buy mortgages or it’s your first time, you can always rely on our knowledgeable, fully trained team of Right to Buy mortgage brokers to manage your Right to Buy mortgage on your behalf. Using our specialist expertise, our Right to Buy mortgage brokers can take on even the most complex of cases.

This gives our clients absolute peace of mind that Right to Buy mortgage services are executed to the highest possible standards and in line with all rules and regulations. For Right to Buy mortgages, choose View Finance to execute it all for you. 

Right to Buy mortgage specialists you can count on

Our Right to Buy mortgage brokers here at View Finance will work tirelessly to find the best possible deals and products when it comes to Right to Buy mortgages. It’s always best to employ the help of an expert, because a council house can be bought outright by a current tenant; it may also be available for a discounted price. However, the discount applied will vary depending on the location. 

For instance, the maximum discount in London would be a maximum of £108,000. However, for the rest of England, the maximum discount applied will be around £80,900. If you’re in Northern Ireland, that discount changes to a maximum of £24,000. It’s important to note that if you sell the property within five years, then the discount applied will have to be paid back to the council using any profit made on the property. 

In addition, the goalposts will change when buying or selling a flat using a Right to Buy mortgage. This is just one reason why those looking for Right to Buy mortgages will leave it to an experienced Right to Buy mortgage broker. We have an innate and unique understanding of how the Right to Buy process works, and so you’ll always be able to count on View Finance for help with your Right to Buy mortgage.

If you’re looking for Right to Buy mortgages that a team of qualified brokers will expertly manage, then get in touch with a member of our professional team here at View Finance - we’re pleased to serve clients throughout the Midlands and beyond, including Lichfield, Tamworth, Coalville, Heanor, Devon, Cornwall, Loughborough, Uttoxeter, Swadincote and Long Eaton, to name a few.