Yes. You can get a mortgage with a bad credit rating. However, there may be fewer lending options available to you, along with higher interest rates and larger deposit amounts required. Whether or not you’re approved for a mortgage with a bad credit rating will depend on your individual circumstances and the lender’s criteria.
If you have bad credit and are looking for a bad credit mortgage, then it’s recommended that you hire a specialist mortgage advisor or broker to help you through the process. The mortgage advisors we have here at View Finance are experienced in acquiring bad credit mortgages for a wealth of clients, so we can manage it on your behalf.
